Our Team


Tony Gonzalez is founder and co-owner of Independent Capital Management in Coldwater, Ohio. Tony graduated from Xavier University in 1991 with a degree in Finance. He holds a FINRA series 7 and 63 securities registration with FSC Securities Corporation as well as life, health and annuity licenses. He has over 25 years of experience in finance and  financial advising. He started his practice, formerly WKG Financial Advisors, in 1997.  He enjoys reading about past and current market history and activity and studying the wide range of investment information that is available. 

Prior to becoming a  Financial Advisor, Tony was a branch manager for U.S. Bank of Cincinnati, and an assistant branch manager for  Beneficial Finance Corporation in Dayton, Ohio.

Tony has been married to Kathy (Knapke) for over 25 years, and they have three sons. He is a supporter of many local organizations that fund community minded projects. In his free time he enjoys being with his family. He has coached his sons' CYO basketball teams and follows their endeavors.  He also enjoys distance running. Tony has participated in most of the recent Mercer Health 5K Challenge races, the Minster Oktoberfest 10K, several half marathons and marathons which include the Bank of America Chicago Marathon, the Nationwide Children's Hospital Columbus Marathon, and the Indianapolis Monumental Marathon.  



Bob Knapke is co-owner of Independent Capital Management. He has 19 years of experience managing investments and designing retirement plans.  He holds a Bachelor's degree from The Ohio State University, has FINRA series 7 and 63 securities registration with FSC Securities Corporation, as well as life, health, and annuity license with the state of Ohio.  Bob is an active member of several conservation organizations and enjoys fishing and spending time with his wife Heather and three sons.








Kathy Gonzalez* has been an administrative assistant at Independent Capital Management since 2009. She has the responsibility of running the office efficiently, directly supporting financial advisors and supervising other office activities and employees. She holds a bachelor of arts from Xavier University. Kathy has been married to Tony for 25 year and has three sons. She enjoys reading, cooking and doing a variety of fitness activities.



*is not registered with FSC Securities Corporation